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Wednesday, January 7, 2026

thecrossroadsnews by thecrossroadsnews
January 7, 2026
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NOTICE TO DEBTORS AND CREDITORS GEORGIA, EMANUEL COUNTY

All creditors of the estate of Rosie Pearl Freeman, decedent, late of Emanuel County, are hereby notified to render in their demands to Morgan M. Boulineau, Attorney, Jerry N. Cadle, P.C., P.O. Box 68, Swainsboro, GA 30401 according to law, and all persons indebted to said estate are required to make immediate payment.

This 11th day of December, 2025.

Byron Foots, Executor of the Estate of

Rosie Pearl Freeman, decedent

Jerry N. Cadle, P.C.

P.O. Box 68

Swainsboro, GA 30401

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In the Superior Court of Emanuel State of Georgia

NOTICE OF PETITION TO CHANGE NAME

In Re: Carson Jay Wilson

Civil Action File No. 25CV00278

EMANUEL COUNTY, GEORGIA

Notice is hereby given that Carson Jay Wilson, the undersigned, filed his petition to the Superior Court of Emanuel County, Georgia, on the 11th day of December 2025, praying for a change in the name of the petitioner from Carson Jay Wilson to Carson Jay Joseph. Notice is hereby given pursuant to law to any interest or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of this petition.

This 18th day of December

Carson Jay Wilson

Petitioner

Jerry N. Cadle, P.C.

P.O. Box 68

Swainsboro, GA 30401

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NOTICE TO DEBTORS AND CREDITORS GEORGIA, EMANUEL COUNTY

All creditors of the estate of Tommy Louis Richards, Sr., decedent, late of Emanuel County, are hereby notified to render in their demands to Jerry N. Cadle, P.C., P.O. Box 68, Swainsboro, GA 30401 according to law, and all persons indebted to said estate are required to make immediate payment.

This 18th day of December 2025.

Lenard M. Richards,

Executor of the Estate of

Tommy Louis Richards Sr., decedent

Jerry N. Cadle, P.C.

P.O. Box 68

Swainsboro, GA 30401

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NOTICE OF SALE UNDER POWER GEORGIA, EMANUEL COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Matthew Dang to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Southeast Mortgage of Georgia, Inc., its successors and assigns dated September 18, 2024, recorded in Deed Book 577, Page 380, Emanuel County, Georgia Records, as last transferred to Freedom Mortgage Corporation by assignment recorded in Deed Book 594, Page 597, Emanuel County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SEVENTY-ONE THOUSAND AND 0/100 DOLLARS ($271,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Emanuel County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2026, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned.

Freedom Mortgage Corporation is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Freedom Mortgage Corporation, 11988 Exit 5 Pkwy Bldg 4, Fishers, IN 46037, 855-690-5900.

Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party in possession of the property is Matthew Dang or a tenant or tenants and said property is more commonly known as 496 Foskey Rd, Adrian, GA 31002. Should a conflict arise between the property address and the legal description the legal description will control.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Freedom Mortgage Corporation

as Attorney in Fact for

Matthew Dang

McCalla Raymer Leibert Pierce, LLP

1544 Old Alabama Rd

Roswell, GA 30076

www.foreclosurehotline.net

EXHIBIT “A”

All that certain tract or parcel of land lying, situate, and being in the 1748th G.M. District of Emanuel County, Georgia, designated as Tract 1, containing 2.71 acres as shown on Plat of Survey dated August 25, 2006 made by Anthony R. Hutcheson, Surveyor, which is recorded in the Office of Clerk, Emanuel Superior Court in Plat Book 21, Page 774 to which reference is made as a part of this description. Said property is bounded, now or formerly, as follows: North, East and South by lands of Donna B. Foskey; and West by Foskey Road (County Road #141).

MR / JD March 3, 2026

Our file no. 25-19356GA-FT17

25-19356GA

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NOTICE OF SALE UNDER POWER GEORGIA, EMANUEL COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from ARENA G. BACOTE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR BSM FINANCIAL L.P DBA BROKERSOURCE, dated February 3, 2006, recorded February 20, 2006, in Deed Book 263, Page 230, Emanuel County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Two Thousand Five Hundred Forty and 00/100 dollars ($102,540.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to M&T BANK, there will be sold at public outcry to the highest bidder for cash at the Emanuel County Courthouse, within the legal hours of sale on the first Tuesday in March, 2026, all property described in said Security Deed including but not limited to the following described property:

ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 1208TH G. M. DISTRICT OF EMANUEL COUNTY, GEORGIA CONTAINING ONE (1) ACRE AS SHOWN ON PLAT OF SURVEY MADE BY GEORGE WILLIAM DONALDSON, SURVEYOR DATED JULY 13, 2005, RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT, IN PLAT BOOK 21, PAGE 405. SAID PROPERTY IS BOUNDED ON THE NORTH 230.820 FEET BY LANDS OF CARRIE G. FULLARD; EAST BY 188.81 FEET BY LANDS OF ELVIRA G. JACKSON; SOUTH BY LANDS OF PEARLIE G. ROGERS AND LANDS OF CARRIE G. FULLARD; AND WEST 189.19 FEET BY LANDS OF PEARLIE G. ROGERS, AS SHOWN ON SAID PLAT OF SURVEY.

ALSO: A THIRTY-FOOT EASEMENTS FOR INGRESS AND EGRESS FROM MCGARRH MILL POND ROAD TO THE ABOVE DESCRIBED ONE (1) ACRE OF LAND HEREIN CONVEYED. THIS RIGHT-OF-WAY EASEMENT SHALL BE CONSTRUED AS A COVENANT RUNNING WITH THE LAND WHICH SAID RIGHT-OF-WAY IS GRANTED AND NOT MERELY AN EASEMENT, AND SHALL BE BINDING NOT ONLY UPON THE GRANTOR, BUT HER SUCCESSOR IN TITLE AND MAY BE USED NOT ONLY BY THE GRANTOR BUT HER SUCCESSOR IN TITLE. SAID ONE ACRE IS SUBJECT TO A 30 FOOT ACCESS EASEMENT ALONG THE WESTERN MOST PROPERTY LINE TO OTHER LANDS OF CARRIE G. FULLARD AS SHOWN ON SAID PLAT OF SURVEY.

TOGETHER WITH AN IMPROVEMENT AND IMMOVABLE FIXTURE PERMANENTLY ATTACHED THERETO, A 2006 66 X 32 FT. FLEET WOOD 0663F MANUFACTURED HOME, SERIAL NO. GAFL534AB78556.

Said legal description being controlling, however the property is more commonly known as 681 WADLEY COLEMAN LAKE, SWAINSBORO, GA 30401. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is ARENA G. BACOTE, ESTATE AND/OR HEIRS-AT-LAW OF ARENA G. BACOTE, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: M & T Bank, Loss Mitigation Dept., 1100 WEHRLE DRIVE, WILLIAMSVILLE, NY 14221, Telephone Number: 1-800-724-1633. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.

M&T BANK

as Attorney in Fact for

ARENA G. BACOTE

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC

3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071

Telephone Number: (877) 813-0992 Case No. MTB-20-01683-4

Ad Run Dates 12/31/2025, 02/04/2026, 02/11/2026, 02/18/2026, 02/25/2026

rlselaw.com/property-listing

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NOTICE TO DEBTORS AND CREDITORS GEORGIA, EMANUEL COUNTY

All creditors of the estate of Napoleon Ridgell, Jr., decedent, late of Emanuel County, are hereby notified to render in their demands to Morgan M. Boulineau of Jerry N. Cadle, P.C., P.O. Box 68, Swainsboro, GA 30401 according to law, and all persons indebted to said estate are required to make immediate payment.

This 23rd day of December, 2025.

Madie B. Ridgell, Administratrix of the Estate of

Napoleon Ridgell, Jr., decedent

Jerry N. Cadle, P.C.

P.O. Box 68

Swainsboro, GA 30401

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THE PROBATE COURT OF EMANUEL COUNTY STATE OF GEORGIA

IN RE: ESTATE OF

IRENE WILLIAMS, DECEASED

ESTATE NO. 25E0149

PETITION FOR LETTERS OF ADMINISTRATION NOTICE

TO: _ALL INTERESTED PARTIES and to whom it may concern:

JOHN E. WILLIAMS SR. has petitioned to be appointed administrator of the estate of IRENE WILLIAMS deceased, of said county. (The petitioner has also applied for waiver of bond, waiver of reports, waiver of statements, and/or grant of certain powers contained in O.C.G.A. § 53-12-261.) All interested persons are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before January 26, 2026.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

J. Chase Sherrod

Judge of the Probate Court

By: Jeanie Hooks

Clerk of the Probate Court

P.O. Box 70

Swainsboro, Ga. 30401

Address

(478) 237-7091

Telephone Number

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IN THE PROBATE COURT OF EMANUEL COUNTY STATE OF GEORGIA

IN RE: ESTATE OF

FANNIE MAE BOYNTON, DECEASED

ESTATE NO. 25E0148

PETITION FOR LETTERS OF ADMINISTRATION NOTICE

TO: _ALL INTERESTED PARTIES and to whom it may concern:

MICHAEL OBEY BOYNTON has petitioned to be appointed administrator of the estate of FANNIE MAE BOYTON deceased, of said county. (The petitioner has also applied for waiver of bond, waiver of reports, waiver of statements, and/or grant of certain powers contained in O.C.G.A. § 53-12-261.) All interested persons are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before January 26, 2026.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

J. Chase Sherrod

Judge of the Probate Court

By: Jeanie Hooks

Clerk of the Probate Court

P.O. Box 70

Swainsboro, Ga. 30401

Address

(478) 237-7091

Telephone Number

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IN THE SUPERIOR COURT OF EMANUEL COUNTY STATE OF GEORGIA

In Re: Case Riley Kinzer

and______________________,

Minor child(ren)

Civil Action File No. 25CV286

NOTICE OF PETITION TO CHANGE NAME

GEORGIA, EMNAUEL COUNTY

Notice is hereby given that Tina Marie Grimes, the undersigned, filed this petition to the Superior Court of Emanuel County, Georgia on the 22nd day of December, 2025, praying for a change in the name if minor child(ren) from Case Riley Kinzer to Case Riley Grimes, and from_______to _______.

Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 22nd day of December, 2025

Tina Marie Grimes

Petitioner pro se

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N THE SUPERIOR COURT OF EMANUEL COUNTY STATE OF GEORGIA

In Re: Maggie Kate Rowland

and______________________,

Minor child(ren)

Civil Action File No. 25CV285

NOTICE OF PETITION TO CHANGE NAME

GEORGIA, EMNAUEL COUNTY

Notice is hereby given that Katie Marie Denison, the undersigned, filed this petition to the Superior Court of Emanuel County, Georgia on the 22nd day of December, 2025, praying for a change in the name if minor child(ren) from Maggie Kate Rowland to Maggie Kate Denison, and from_______to _______.

Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 22nd day of December, 2025

Katie Denison

Petitioner pro se

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Notice of Sale Under Power. State of Georgia, County of EMANUEL. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by STEVEN REWIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (‘’MERS’’) AS NOMINEE FOR QUICKEN LOANS INC. , dated 07/26/2017, and Recorded on 07/27/2017 as Book No. 450 and Page No. 471-490, EMANUEL County, Georgia records, as last assigned to ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC F/K/A QUICKEN LOANS INC. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $73,641.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the EMANUEL County Courthouse within the legal hours of sale on the first Tuesday in February, 2026, the following described property:

TRACT ONE: ONE CERTAIN PARCEL OF LAND AND ALL IMPROVEMENTS THEREON IN OR NEAR SWAINSBORO, IN THE 53RD G.M. DISTRICT, EMANUEL COUNTY, GEORGIA, AND BEING KNOWN AND DESIGNATED AS LOTS NUMBERED 12 AND 13, BLOCK C, LAKE LUCK SUBDIVISION, AS SHOWN BY PLAT OF SAME RECORDED IN DEED RECORDS, EMANUEL COUNTY, GEORGIA, IN DEED BOOK D-L, PAGE 619. SAID PROPERTY BEING FURTHER DESCRIBED BY PLAT OF SAME MADE BY FRANK J. FORD, SURVEYOR, ON APRIL 18, 1955, AND RECORDED IN AFORESAID DEED RECORDS, DEED BOOK D-P, PAGE 268. SAID PROPERTY FACING LAKE LUCK DRIVE A DISTANCE OF 100 FEET AND RUNNING BACK TO LAND OF WALLER-FLANDERS DEVELOPMENT COMPANY, AS SHOWN BY SAID PLAT MADE BY FRANK J. FORD, SURVEYOR, AND BEING BOUNDED ON THE NORTH BY LAKE LUCK DRIVE; ON THE EAST BY LOT 14, BLOCK C, SAID SUBDIVISION; ON THE SOUTH BY LAND OF WALLER-FLANDERS DEVELOPMENT COMPANY; AND ON THE WEST BY LOT 11, BLOCK C, SAID SUBDIVISION, THE NORTHEAST CORNER OF SAID LAND BEING LOCATED 27.8 FEET WESTERLY, AS MEASURED ALONG THE SOUTHERN SIDE OF LAKE LUCK DRIVE, FROM THE NORTHWESTERN SIDE OF HARDY STREET.

TRACT TWO: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 53RD G. M. DISTRICT OF EMANUEL COUNTY, GEORGIA, AND IN THE CITY OF SWAINSBORO, AND BEING DESIGNATED AS PARCEL NUMBER 2 CONTAINING 0.18 ACRE OF LAND, AS SHOWN ON A PLAT PREPARED BY WALTER K. MAUPIN, SURVEYOR, ON MARCH 4, 1977, AND RECORDED IN PLAT BOOK 8, PAGE 591, OF THE RECORDS OF THE CLERK OF THE SUPERIOR COURT OF EMANUEL COUNTY, GEORGIA. SAID PLAT IS HEREBY INCORPORATED HEREIN FOR A MORE FULL, COMPLETE AND ACCURATE DESCRIPTION OF SAID PROPERTY.

TRACT THREE: ALL THAT CERTAIN PARCEL OF LAND LYING AND BEING IN THE CITY OF SWAINSBORO, 53RD G. M. DISTRICT· OF EMANUEL COUNTY, GEORGIA, AND BEING KNOWN AS LOT 14 IN BLOCK C OF THE SECOND ADDITION OF LAKE LUCK SUBDIVISION, AND BEING MORE FULLY DESCRIBED BY A PLAT ON RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF EMANUEL COUNTY, GEORGIA, IN PLAT BOOK DR, PAGE 1B. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC F/K/A QUICKEN LOANS INC. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. ROCKET MORTGAGE, LLC, acting on behalf of and, as necessary, in consultation with ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC F/K/A QUICKEN LOANS INC. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, ROCKET MORTGAGE, LLC may be contacted at: ROCKET MORTGAGE, LLC, 635 WOODWARD AVE., DETROIT, MI 48226, 800-508-0944. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 142 LAKE LUCK DR, SWAINSBORO, GEORGIA 30401 is/are: STEVEN REWIS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. ROCKET MORTGAGE, LLC F/K/A QUICKEN LOANS, LLC F/K/A QUICKEN LOANS INC. as Attorney in Fact for STEVEN REWIS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000010651305 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341-5398.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA, COUNTY OF EMANUEL

All creditors of the estate of Sara Lynn Wright, Estate number 25EO146

Deceased, late of Emanuel County, Georgia are hereby notified to render their demands by filing same with the Probate Court of Emanuel County, 125 E S Main Street, Swainsboro, Georgia 30401, according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned.

This the 31 day of January, 2025.

_______________________________

Signature of Executor

R. Shane Carter

______________________________

Printed Name (of party to receive creditor claims)

811 Prosperity Dr.

_____________________________

Address

Swainsboro, GA 30401

____________________________

City, State, Zip Code


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